Now that I am offically employeed in a "real" full time for the first time in over 20 years, maybe I can start some retirement planning. Oh wait, I work in a ministry. Don't get me wrong, I don't feel as though I am underpaid by any stretch. It is what it is. But that being said, retirement is not really obtainable anytime soon.
Maybe after Cal goes off to college I will be able to start researching rates for annuities. The good news is that this month the monthly payment for his braces will end, the bad news is that his driver's ed course starts at the end of the week and that payment makes the braces payment look like chump change.